Financing made simple
We’ve partnered with Inbank to make buying your next car or detailing/service as smooth as possible. Choose from flexible financing options tailored to your needs—whether it’s a loan, leasing, or installment payments.
Inbank Car Loan
Own your car from day one. No down payment. No full insurance required
Loan amount: €1,000 – €15,000
Term: 12 – 72 months
Interest: 6.9% annually
No mileage limit or car age restriction
Admin fee: 0.15% / month
Contract fee: 1.5%
You fully own the car
Inbank Car Leasing
Flexible leasing with 0% down. Any car from the Estonian market.
Leasing amount: €15,000 – €30,000
Term: 12 – 72 months
Interest: 6.9% annually
Admin fee: 0.2% / month
Contract fee: 2%
Inbank Hire Purchase
Split your purchase into smaller payments. First payment only after 1 month.
Amount: €100 – €10,000
Term: 12 – 60 months
Interest: 9.9% annually
Admin fee: €1.90 / month
Contract fee: €15
Example
Purchase: €5,000 over 48 months
Monthly payment: €148.18
Total repayable: €7,112.64
Cost rate: 20.12% annually
Indivy: Pay Later – 0% Everything!
Buy now. Pay by the 25th of next month. No fees. No interest.
Amount: €30 – €800
0% down, 0% interest, 0 fees
Cost rate: 0%
Indivy: Pay in 3 Parts
Split any purchase into 3 equal monthly payments. Still 100% free.
Amount: €75 – €2,500
Period: 3 months
0% everything: no down payment, fees, or interest
Instant approval
Why Indivy?
Simple, instant payments
0% cost across all terms
No hidden fees
More flexibility when you need it
